Finance, made friendly.

A new generation of personal lending — open, fair, and built around your everyday life. No paperwork. No surprises. Just honest numbers.

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Solutions

Borrow the way you live.

Three flexible products designed to match real-life moments — without the legacy banking friction.

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Personal loans

Flexible amounts and terms for real-life needs — moving, study, repairs, family events.

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Auto lending

Fund the car you actually want, with monthly payments tailored to your budget.

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Refinancing

Combine your existing obligations into a single, lower monthly payment.

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How it works

From hello to funded in four steps.

Tell us about you

A simple three-minute online application — no paperwork at this stage.

Receive your offer

Personalised terms calculated against your profile, with no impact on your credit score.

Sign electronically

Review and sign your contract online. Funds arrive within one business day.

Repay on your terms

Manage payments, request a deferral or settle early from your dashboard.

Our promise

"Every fee, every rate, every payment date — disclosed before you sign anything."

We built MIKROFINANSOVAYA ORGANIZATSIYA AFINANS, TOO for clients who are tired of fine print. No hidden charges. No moving goalposts. Just plain, honest finance.

2min

Average approval

96%

Customer satisfaction

99%

Repaid on time

24/7

Support available

Talk to a real human.

Real conversations, real answers. Drop us a line and we will get back to you within one business day.

finance@afinans.click

Company

MIKROFINANSOVAYA ORGANIZATSIYA AFINANS, TOO

Director

KARAMYSHEV VLADISLAV

Address

265 ulitsa Tole Bi Almaty Kazakhstan

DUNS

521275378

finance@afinans.click